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About the DMO: Drone insurance and model sports insurance for hobby and business

We are your permanent contact

 - with a passion for model sports!


Your advantages with the DMO

Dedicated contact partners

Our dedicated team is at your service. Consultation, insurance and competent help in case of a claim.


Always available

You can contact us by telephone: 49-202-2701770 and by mail: info@dmodirekt․de during our business hours. Usually we will reply within one working day.

40 years of experience

We founded our company with a passion for our own hobby, and this might be one of the reasons why more than ten thousand model sports supporter and commercial users are so satisfied with our services.


From hobby model pilot to an insurance expert

The history of the DMO starts in 1983 with Hans-Otto Köddermann in Wuppertal. Due to his passion for model flying, he saw the demand for a special model sports insurance and founded one - with big success! His vision turned into reality and now the DMO mediates liability insurances to model owners, no matter if they are members of an associations or a club or pursuing their hobby on their own - all model aircraft, vehicle or helicopter owners are welcome! We take care of every single one of them - and we do it with passion!

Since 2005, when a model owner liability insurance became obligatory, the DMO has grown and not it is firmly established in the region known as “Bergisches Land”. Apart from that, they were the first to offer commercial model owner liability insurances in Germany, because Hans-Otto Köddermann saw a big chance in that area. And he was right, as we can see today. The commercial usage of aircraft models and drones has grown considerably and will continue to do so.

Meanwhile, tens of thousands members all over Germany are convinced of the good service of the DMO. Our main priorities are: a good consultation, competence and friendliness. Our aim is to inform our customers about any news and information they might need. The DMO is a family-run business. Since 2017, the daughter of Hans-Otto Köddermann, Andrea Dörpelkus, runs the business.

I have a clear focus: Customer service comes first. My aim is to answer all questions of our customers in a timely and friendly manner. For this task, quality and competence are most important to me.

Andrea Dörpelkus
Managing Director of DMO

Always at your side: With passion and dedication!

Your satisfaction is our top priority. This is why we are happy to consult you regarding the best insurance for your requirements, about new regulations and provisions, so you have the best possible insurance and can navigate your model or drone safely. We mediate a liability insurance for model sports and drones, for private and commercial usage, as well as for service providers, in research or for volunteers.

But we don’t only advise you, we also answer all your questions, and we are at your side in the case of a damage. Our aim is that you can concentrate on your job or your hobby with a drone or a model - best informed, equipped and secured even for the worst case. We are always there for you, on the telephone or by mail, and all applications and insurances can also be concluded online.


We at DMO are not simply your insurers.

We at DMO are not simply your insurers - we assist, consult and help you with passion and dedication! Our aim is that every customer has the best possible insurance, and we will always be at our customer’s side.


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Your contact for all questions regarding model sports and drone insurances

Our team
Andrea Dörpelkus

Bank clerk, insurance intermediary with permission according to § 34d (1) GewO (German trade regulations), since 2016: manager and responsible for customer service, form of contract, personnel management and business strategy.


Our team
Lena Franzke

Since 2018 in the DMO, also busy in the areas customer management and IT/social media, studies International Business and Management.


Our team
Gerd Ströker

Certified insurance agent, certified model flight expert, since 2011 busy in customer consultation and contract management.


Our services

Information, consultation and insurance

Drone insurance

Our drone insurance for leisure, services and enterprises

Model sport insurance

Our model sports insurance for model aircrafts, model vehicles and model ships for hobby and business


Current laws, regulations and requirements - an overview for drone pilots

Current news

Drone insurances  |  Privat

Taking out independent drone insurance or supplementary insurance in your private liability insurance?

Published on
Advantages of private drone insurance with DMO

Advantages of DMO's drone-only insurance

  • The insurance is specially tailored to the flying of drones.
  • You receive support from experienced experts in the field of drone insurance and drone laws.
  • You fly as a private individual under the simplified rules of the association operating license.

Do you fly your drone in your free time or in a club, alone, with a partner or with your family and are you looking for suitable liability insurance? You need insurance that is specifically tailored to flying drones.

You need to pay attention to this: Drone pilots need genuine aviation insurance, which in particular includes strict liability in addition to fault-based liability.

Such insurance for private individuals includes, among other things

  • strict liability
  • FPV, Coming Home, Fail Safe
  • an unlimited number of insured drones
  • no deductible
  • worldwide scope (except in countries at war and embargoed countries, USA on separate request)

What does drone insurance cost? We offer rates for adults, young people, families and partners from just €26.64 per year for young people and €39.96 per year for adults.

Insurance from experts: We answer your questions about drone insurance quickly and professionally

Our experienced staff will ensure that you receive answers to your questions very promptly - from the current drone regulations to the exact requirements for drone pilots. We usually answer emails on the same day and you can reach a competent contact person directly by phone without being put on hold. For all applications received by 4 p.m., you will receive your confirmation of cover on the same day. Your contract, invoice and proof of insurance (in German and English) are available to you digitally at any time in the DMO customer portal.


Simplified rules for private customers

Incidentally, as a private customer in Germany, you fly with us under the simplified rules of the association operating license. This means, among other things, that we can apply for an e-ID for you for just €5 (it costs €20 directly from the Federal Aviation Office) and that a training certificate is only required for take-off weights of over 2 kg. FPV flights up to 30 m altitude are permitted without a spotter (= airspace observer).

Do you still have questions and would like personal advice?
We look forward to your call or e-mail!