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About the DMO: Drone insurance and model sports insurance for hobby and business

We are your permanent contact

 - with a passion for model sports!

 

Your advantages with the DMO


Dedicated contact partners

Our experienced team is here for you. Advice, insurance, and expert assistance in the event of a claim.

 


Always available

You can contact us by telephone: 49-202-2701770 and by mail: info@dmodirekt․de during our business hours. Usually we will reply within one working day.


Professionals in model flying since 1983

We founded our company with a passion for our own hobby, and this might be one of the reasons why more than ten thousand model sports supporter and commercial users are so satisfied with our services.

 

From hobby model pilot to an insurance expert

The history of the DMO starts in 1983 with Hans-Otto Köddermann in Wuppertal. Due to his passion for model flying, he saw the demand for a special model sports insurance and founded one - with big success! His vision turned into reality and now the DMO mediates liability insurances to model owners, no matter if they are members of an associations or a club or pursuing their hobby on their own - all model aircraft, vehicle or helicopter owners are welcome! We take care of every single one of them - and we do it with passion!

Since 2005, when a model owner liability insurance became obligatory, the DMO has grown and not it is firmly established in the region known as “Bergisches Land”. Apart from that, they were the first to offer commercial model owner liability insurances in Germany, because Hans-Otto Köddermann saw a big chance in that area. And he was right, as we can see today. The commercial usage of aircraft models and drones has grown considerably and will continue to do so.

Meanwhile, tens of thousands members all over Germany are convinced of the good service of the DMO. Our main priorities are: a good consultation, competence and friendliness. Our aim is to inform our customers about any news and information they might need. The DMO is a family-run business. Since 2017, the daughter of Hans-Otto Köddermann, Andrea Dörpelkus, runs the business.

I have a clear focus: Customer service comes first. My aim is to answer all questions of our customers in a timely and friendly manner. For this task, quality and competence are most important to me.

Andrea Dörpelkus
Managing Director of DMO

Always at your side: With passion and dedication!

Your satisfaction is our top priority. This is why we are happy to consult you regarding the best insurance for your requirements, about new regulations and provisions, so you have the best possible insurance and can navigate your model or drone safely. We mediate a liability insurance for model sports and drones, for private and commercial usage, as well as for service providers, in research or for volunteers.

But we don’t only advise you, we also answer all your questions, and we are at your side in the case of a damage. Our aim is that you can concentrate on your job or your hobby with a drone or a model - best informed, equipped and secured even for the worst case. We are always there for you, on the telephone or by mail, and all applications and insurances can also be concluded online.

 

We at DMO are not simply your insurers.

We at DMO are not simply your insurers - we assist, consult and help you with passion and dedication! Our aim is that every customer has the best possible insurance, and we will always be at our customer’s side.

 

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Your contact for all questions regarding model sports and drone insurances

Our team
Andrea Dörpelkus

Bank clerk, insurance intermediary with permission according to § 34d (1) GewO (German trade regulations), since 2016: manager and responsible for customer service, form of contract, personnel management and business strategy.

 

Our team
Lena Franzke

Since 2018 in the DMO, also busy in the areas customer management and IT/social media, studies International Business and Management.

 

Our team
Gerd Ströker

Certified insurance agent, certified model flight expert, since 2011 busy in customer consultation and contract management.

 

Our services

Information, consultation and insurance

Drone insurance

Our drone insurance for leisure, services and enterprises

Model sport insurance

Our model sports insurance for model aircrafts, model vehicles and model ships for hobby and business

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Current laws, regulations and requirements - an overview for drone pilots

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All DMO drone insurance policies are also valid in Austria

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DMO drone insurance for Austria

Contrary to some claims on the internet, our personal drone liability insurance policies are also valid and legally compliant in Austria. No specific model needs to be named in the policy.

We received the following response from the Austrian air navigation service provider AustroControl to our explicit inquiry in this regard on February 4, 2025:

"From the point of view of aviation law, Austro Control as the competent aviation authority does not require any specific device data in the insurance contract for liability insurance. (Other insurance-specific legal standards naturally remain unaffected by this and may impose stricter requirements on the insurance contract/policy). Legal opinions to the contrary on the Internet are legal interpretations of third parties without confirmation by the competent authorities or national or European courts...“ (transalted from German)

The following clarification can be found on the AustroControl website:

Important: To operate a drone in Austria, you must have insurance coverage that complies with the requirements of the Austrian Aviation Act. 

The minimum coverage amount must be at least 750,000 Special Drawing Rights (SDR).
Please note that insurance requirements may differ for drone operations in other EU countries.“

The minimum cover of 750,000 SDRs is shown both in our policies and on the DMO insurance certificates.

If you have any questions about our drone insurance or flying a drone abroad, please do not hesitate to contact us: Contact