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Drone insurance for leisure, services and enterprises

Why do I need a drone insurance?

Since August 10th 2005, a model owner liability insurance for all model air planes, copters and drones (UAVs, unpiloted aerial vehicles) is required by law. (§ 33, 37, 43.2 LuftVG (German Air Traffic Act)! Drone pilots need a real aircraft insurance which includes an absolute liability. With our drone insurance, we fulfill the mandatory legal requirements for the private, voluntary and commercial use of drones.

We offer you the best insurance coverage for your requirements!

 

Drone insurance for private or commercial use

DMO Drohnenversicherung Pilotin
Private

Private drone insurance

You navigate the drone in your free time or in a club.

Commercial

Commercial drone insurance

You navigate your drone for a commercial or voluntary assignment.

Our tariffs for private and commercial use at a glance

Private drone insurance

Private

Adolescents

up to the 18th birthday, after that adult rate

26,64 € with € 3 million sum insured

38,64 € with € 10 million sum insured

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Private

Adults

person-related, type and number of models do not play a role

39,96 €with € 3 million sum insured

51,96 € with € 10 million sum insured

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Private

Families and Partners

Spouse/life partner and underage children in the same household

51,96 € at € 3 million sum insured

63,96 € at € 10 million sum insured

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Commercial drone insurance:
personal insurance

Commercial

Tariff for individuals

personalized
unlimited number of drones

168,00 € with € 3 million sum insured

246,00 € with € 10 million sum insured

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For commercial,
personal tariffs applies:
15% discount in each case up to the 5th  pilot

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Commercial drone insurance:
Unlimited number of pilots and models insurable

Commercial

UAV Special

Unlimited number of pilots and drones, max. one drone in use

250,00 € with € 3 million sum insured

300,00 € with € 10 million sum insured

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Commercial

UAV Special Plus

Unlimited number of pilots and drones, max. three drones in use

370,00 € with € 3 million sum insured

420,00 € with € 10 million sum insured

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Commercial

UAV Special 10

Unlimited number of pilots and drones, up to 10 drones in use

700,00 € with € 3 million sum insured

840,00 € with € 10 million sum insured

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We at DMO are not simply your insurers.

As an insurance intermediary with permission according to § 34d (1) GewO (German Trade Regulation Act) we provide you with a drone owner liability insurance tailored precisely to your requirements.

Apart from that, you will always have a dedicated contact partner at your side. From the current drone regulations to the precise prerequisites and requirements for drone pilots: We always keep you up-to-date and are happy to answer your questions.

In case of a claim, we are at your side and take care of the settlement.

Learn more about the DMO

Your advantages with the DMO


Dedicated contact partners

Our dedicated team is at your service. Consultation, insurance and competent help in case of a claim.

 


Always available

You can contact us by telephone: 49-202-2701770 and by mail: info@dmodirekt․de during our business hours. Usually we will reply within one working day.


40 years of experience

We founded our company with a passion for our own hobby, and this might be one of the reasons why more than ten thousand model sports supporter and commercial users are so satisfied with our services.

 

Frequent questions and answers regarding drone insurances

Since August 10th 2005, a model owner liability insurance for all model planes, copters and drones (so-called UAVs, unpiloted aerial vehicles) is required by law, regardless of their take-off weight. (§ 33, 37, 43.2 LuftVG (German Air Traffic Act)

About the current drone regulation

In many cases, models and drones are not covered by the liability insurance. We offer a special model owner/operator liability insurance including an absolute liability, a real aircraft insurance, independent from your private or commercial liability insurance. This is required by law if you want to navigate a drone.

 

Before you can start to navigate a drone, you need the following:

We are happy to answer any questions about the conditions for operating a drone.

Even if you are doing voluntary work, you will still need a drone insurance for fawn rescue with a drone with thermographic camera.