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Model sports insurance

Model flight insurance for RC model aircraft & model sports insurance for vehicle and ship models

Tariff calculator

Which models are included in our model owner liability insurance?

Model planes are subject to compulsory insurance according to LuftVG § 43 (German Air Traffic Act). Planes and other models are often not covered by the private liability insurance.

We off a model owner liability insurance for: radio-controlled helicopters, cars, ships and boats, as well as model kites, model balloons, model rockets, surface planes and gliders.

Would you also like to insure the piloting of drones? Our liability insurance for private use also covers the control of drones in addition to the control of models.

Model planes

Model vehicles

Model ships

Overview of all benefits
Benefit overview of the private model owner liability insurance

Insurance sum

 3.0 Mio € /
6.0 Mio €		 If you are not sure which insurance sum is the right one for you, we can advise you in that matter.
Annual fee

ab 39,96 €
for adults

ab 26,64 €
for adolescents

ab 51,96 €
for partners/families

  

Number of covered models

 unlimited All models are covered by one fee because the insurance is personalized
Camera (photos, movie and video recordings) ###check###  
Rented/borrowed models ###check###  
Insured models All kind of remote-controlled models are included, plane models, vehicle models and ship models, drones.  
Geographical coverage worldwide (except in countries of war and embargo, USA only on separate request) Should you want the USA to be covered, please contact us.
Deductible (for material, personal or financial damages) None  
Number of insured pilots

One person
in the tariff adults/adolescents

Several persons
in the tariff families/partners

  
Insured take-off weight

Aircraft models of all types with a weight of up to 150 kg
Rockets models with a propellant of max. 50 g and a take-off mass of about 50 kg.
Drones of up to 25 kg

  
FPV (First Person View) ###check###  
Control with smart phone and tablet ###check###  
Indoor operation ###check###  
Flying “in the wild” (meadows, fields)/ Flying outside of model airfields ###check### Condition: Observing all legal regulations
Participation in competitions/events/”air races” ###check###  
Automatic coming-home function, fail-safe ###check### Condition: flying/operating by sight
Absolute liability ###check### Our insurance for drones in the private area and in clubs includes the required absolute liability and it is a real aircraft insurance.
Legal expense insurance ###check### Included non-contributory (insurance company for the legal expense insurance is Allianz Deutschland AG)
Insurance company for the liability insurance: Allianz Global Corporate & Specialty SE  
Jetzt Beitrag berechnen

Simply and easily calculate the tariff online for a quick overview

Go to the tariffs calculator

Benefit overview of the model sports insurance

Perfect insurance coverage for your hobby: insured with one tariff for all models

 

Up to 3 or 6 million Euro insurance sum

No deductible/excess

Unlimited number of covered models

Competent support in case of a claim

Absolute liability and aircraft insurance

Overview of all benefits
Benefit overview of the private model owner liability insurance

Insurance sum

 3.0 Mio € /
6.0 Mio €		 If you are not sure which insurance sum is the right one for you, we can advise you in that matter.
Annual fee

ab 39,96 €
for adults

ab 26,64 €
for adolescents

ab 51,96 €
for partners/families

  

Number of covered models

 unlimited All models are covered by one fee because the insurance is personalized
Camera (photos, movie and video recordings) ###check###  
Rented/borrowed models ###check###  
Insured models All kind of remote-controlled models are included, plane models, vehicle models and ship models, drones.  
Geographical coverage worldwide (except in countries of war and embargo, USA only on separate request) Should you want the USA to be covered, please contact us.
Deductible (for material, personal or financial damages) None  
Number of insured pilots

One person
in the tariff adults/adolescents

Several persons
in the tariff families/partners

  
Insured take-off weight

Aircraft models of all types with a weight of up to 150 kg
Rockets models with a propellant of max. 50 g and a take-off mass of about 50 kg.
Drones of up to 25 kg

  
FPV (First Person View) ###check###  
Control with smart phone and tablet ###check###  
Indoor operation ###check###  
Flying “in the wild” (meadows, fields)/ Flying outside of model airfields ###check### Condition: Observing all legal regulations
Participation in competitions/events/”air races” ###check###  
Automatic coming-home function, fail-safe ###check### Condition: flying/operating by sight
Absolute liability ###check### Our insurance for drones in the private area and in clubs includes the required absolute liability and it is a real aircraft insurance.
Legal expense insurance ###check### Included non-contributory (insurance company for the legal expense insurance is Allianz Deutschland AG)
Insurance company for the liability insurance: Allianz Global Corporate & Specialty SE  
Jetzt Beitrag berechnen

Commercial model flight insurance

We offer a tailor-made model owner liability insurance for your business. With this, you are well-equipped and prepared for model presentations, test flights, repair work shops or as a trader.

Overview of all benefits
Benefit overview of the commercial model owner liability insurance
Insurance sum 3.0 Mio € /
6.0 Mio €		 If you are not sure which insurance sum is the right one for you, we can advise you in that matter.
Annual fee

from 96,00 €
UAV without camera

  
Number of covered models unlimited All models are covered by one fee because the insurance is personalized.
Camera (photos, movie and video recordings) ###xmark###  
Rented/borrowed models ###check###  
Deductible (for material, personal or financial damages) none  
Geographical coverage Worldwide (excluding the USA) Should you want the USA to be covered, please contact us.
Insured models All kind of remote-controlled models   
Number of insured pilots/operators

Several persons can be covered.

Our discount system: 2 operators 15%, 3 operators 30%, 4 operators 45%, 5 operators (or more) 60% discount

  
Insured take-off weight Aircraft models of all types with a weight of up to 150 kg
Rockets models with a propellant of max. 50 g and a take-off mass of about 50 kg.		  
FPV (First Person View) ###check###  
Control with smart phone and tablet ###check###  
Indoor operation ###check###  
Flying “in the wild” (meadows, fields)/ Flying outside of model airfields ###check### Condition: Observing all legal regulations
Participation in competitions/events/”air races” ###check###  
Automatic coming-home function, fail-safe ###check### Condition: flying/operating by sight
Absolute liability ###check###

Our insurance for model flights includes the required absolute liability and it is a real aircraft insurance.
Legal expense insurance ###xmark###  
Insurance company for the liability insurance: Allianz Global Corporate & Specialty SE  
Jetzt Beitrag berechnen

Your advantages with the DMO


Dedicated contact partners

Our dedicated team is at your service. Consultation, insurance and competent help in case of a claim.

 


Always available

You can contact us by telephone: 49-202-2701770 and by mail: info@dmodirekt․de during our business hours. Usually we will reply within one working day.


40 years of experience

We founded our company with a passion for our own hobby, and this might be one of the reasons why more than ten thousand model sports supporter and commercial users are so satisfied with our services.

 

Frequently asked questions and answers regarding model sports, especially model flight

Since August 10th 2005, a model owner liability insurance for all model planes, copters and drones (so-called UAVs, unpiloted aerial vehicles) is required by law, regardless of their take-off weight. (§ 33, 37, 43.2 LuftVG (German Air Traffic Act)! Pilots/operators need a real aircraft insurance which includes an absolute liability. With our model sports insurance, we fulfill the mandatory legal requirements for the private and commercial use.

Our liability insurances start at 39,96 € per year. We are happy to advise you regarding the perfect insurance for your needs.

 

That depends on your flight plans!

 

For private flights in Germany with model planes under 2 kg and under 120 m flight height, DMO customers will not need a training certificate.

For anything outside that range, you will need a training certificate (replaces the proof of knowledge of 2017) from the MFSD. This costs 27 € and is valid for 5 years.

For flights in other European countries and for a take-off weight of 250 gr or more, you need the proof of competence A1/A3 of the LBA (Luftfahrt Bundesamt). This costs 25 € and is also valid for 5 years.

For commercial flights you always need an EU proof of competence.

More about the EU proof of competence

This could also be interesting for you

 

UAS owner registration

Proof of knowledge for model pilots